Is Bitcoin Legal in France?

Bitcoin has evolved from a niche asset into a mainstream financial tool used worldwide—including in France. If you're thinking about investing in Bitcoin or using it for everyday transactions, you're likely asking: Is Bitcoin legal in France? The answer is a definitive yes. Here’s a complete guide to what that means for individuals and businesses in 2025.

✅ Bitcoin Is Legal in France

As of 2025, Bitcoin is 100% legal in France. Under French law, it is classified as a digital asset (actif numérique), meaning it can be bought, sold, traded, and used as a medium of exchange within a regulated framework.

France has embraced blockchain innovation by establishing clear legal and financial rules for crypto users.

🏛️ Regulation of Bitcoin in France

Bitcoin regulation in France is overseen by the Autorité des Marchés Financiers (AMF), ensuring transparency and investor protection. Key points include:

• Not Legal Tender: Bitcoin isn’t official currency, but it can be used in private and commercial transactions.
• Regulated Exchanges: All crypto service providers must register as PSAN (Prestataires de Services sur Actifs Numériques) with the AMF.
• AML & KYC Compliance: Exchanges and wallets must follow strict anti-money laundering (AML) and know-your-customer (KYC) protocols.

💰 Bitcoin Taxation in France

Legal status brings tax responsibilities. Here’s how Bitcoin is taxed:

• Flat Tax Rate: Occasional investors pay a 30% tax on capital gains (12.8% income tax + 17.2% social contributions).
• Tax-Free Allowance: Gains under €305 per year are tax-exempt.
• Foreign Exchange Declaration: Using a platform based outside France? Declare it using Formulaire n°3916 during your annual income tax filing.

🛍️ Real-World Bitcoin Use in France

Though not legal tender, Bitcoin is increasingly accepted in France for real-world transactions:

• Retail: A growing number of businesses accept Bitcoin payments for goods and services.
• Real Estate: A landmark transaction in Gap in 2024 saw two parking spots purchased entirely with Bitcoin.
• Freelance Work: Some professionals and freelancers now accept Bitcoin directly as payment.

Bitcoin use is still emerging in everyday life, but momentum is building.

🧑‍⚖️ Final Thoughts: Bitcoin Is Legal and Growing in France

France has become one of the most crypto-friendly countries in Europe. With strong legal backing, clear taxation rules, and increasing adoption, the environment is ideal for both beginners and seasoned crypto users.

Whether you're holding for the long term or using Bitcoin for transactions, you can do so legally and securely in France.

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